Terms of Service

1. Agreement

By accessing scgacademy.org, registering an account, purchasing a program, or participating in any Spiffy Consultant Group ("Spiffy," "we," "us") offering, you agree to these Terms of Service. If you do not agree, do not use our services.

2. Programs & Access

We offer digital education and consulting programs, including SPIFFY Framework Academy and the CFO Scaling Program. Access is granted upon successful payment or approved enrollment and is personal, non-transferable, and non-exclusive unless otherwise stated in writing.

• Academy access is self-paced and includes course materials for personal business use.
• CFO Program access includes consulting deliverables defined in your program agreement.
• You may not resell, redistribute, or publicly share proprietary course content.

3. Accounts

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You must provide accurate registration information and notify us promptly of unauthorized use.

4. Payments

Prices are listed in U.S. dollars unless otherwise noted. Payments are processed securely through Stripe. By completing a purchase, you authorize us to charge the selected payment method for the listed amount. Taxes may apply where required by law.

5. No Professional Advice

Our content and consulting are for educational and business development purposes. We do not provide legal, tax, accounting, or investment advice. You are solely responsible for decisions made in your business and should consult licensed professionals where appropriate.

6. Results Disclaimer

Business outcomes depend on many factors outside our control, including your implementation, market conditions, and team execution. Past client results do not guarantee future performance. Program guarantees, where offered, are subject to the conditions described in our Guarantee Policy.

7. Intellectual Property

All trademarks, frameworks, videos, templates, documents, and platform software remain the property of Spiffy Consultant Group or its licensors. You receive a limited license to use materials solely for your internal business purposes while your enrollment is active.

8. Termination

We may suspend or terminate access for violations of these terms, fraudulent activity, or abuse of the platform. You may request account closure by contacting support. Provisions that by nature should survive termination will remain in effect.

9. Limitation of Liability

To the maximum extent permitted by law, Spiffy Consultant Group shall not be liable for indirect, incidental, special, or consequential damages. Our total liability for any claim relating to a program shall not exceed the amount you paid for that program in the twelve months preceding the claim.

10. Governing Law

These terms are governed by the laws of the State of Florida, United States, without regard to conflict-of-law principles. Disputes shall be resolved in the courts located in Miami-Dade County, Florida, unless otherwise required by law.

11. Contact

Questions about these terms: support@scgacademy.org or via our contact page.